NJI Life provides different room & board limits and maximum annual limits to different employees in various categories. The benefit covers all expenses borne by treatment provided by a Physician to the Insured Person when admitted as a registered in-patient to a Hospital. NJI Life’s Health Care portfolio provides the following benefits.

Maternity Benefit covers the following expenses of up to the sub-limit for Normal Delivery:

Panel hospitals
New Jubilee Life Insurance has developed a Preferred Provider Network (PPN) of some very well known hospitals with the required geographical spread that can provide fine standard of care. The major facility, which is extremely convenient, is that an employee can avail full credit if he/she visits these hospitals.

Non PPN hospitals
We will reimburse the benefits utilized outside our Preferred Provider Network (PPN) hospitals on the basis of actual costs incurred.

An individual traveling abroad on business or pleasure may end up incurring heavy expenses towards hospitalization due to high medical costs involved. When an insured employee (and his/her family) will travel abroad, NJI Life will reimburse the expenses in Pak rupees upon their return to Pakistan. The coverage here is subject to:

Accidents or acute medical emergencies arising during Business/ Pleasure trip.

The maximum period of stay should not exceed to 90 (ninety) days in a calendar year.

Please note that elective, non-urgent, chronic treatment and treatments that can reasonably wait until return to the home country will not be included

Below is the outline of the sample limits provided by NJI Life for health insurance plan:

''Limits can be changed as per client requirement.