Does
the idea of planning for your financial future
seem too complex or confusing? Do you think you
can’t protect your investment due to highly
volatile investment scenarios or uncertain environment.
There is no question that today’s financial
picture is complex. Making decisions about your
savings and investment matters is not as simple
as it used to be. Creating a sensible plan for
building financial security takes more knowledge
and expertise than ever before.
The sooner you start planning for the future the
sooner you’ll reap the rewards. Our Secure
Investment Plan is a unit linked product,
which helps you build your “Investment”
while simultaneously “Securing your Life.”
Reasons
to buy the Secure Investment Plan
High
Growth Potential
The
success of this plan is linked to a variety
of different types of investmentsincluding shares, fixed income
securities such as bonds, TFC’s and
cash deposits etc.
Professional
Investment Management
NJI Life’s
professional investment management team
has the experience and expertise of money
management buying and selling stock, bonds
and placing funds in areas which secure
the best rates of interest. This is monitored
round the clock thus ensuring you peace
of mind that your money is in good hands
Investment
Diversification
The Secure
Investment Plan invests into a large and
diversified portfolio of investments on
behalf of many investors. With large amounts
to manage, the plan is able to invest in
many different stocks and shares as well
as place funds into guaranteed areas of
return such as cash and bonds. Diversification
helps to protect your investment from sudden
downturns in individual shareholdings whilst
providing returns when markets are rising.
Tax Advantage
With
the Secure Investment Plan your savings
enjoy tax free growth. Insurance benefits
under the plan are paid free from income
or estate taxes. It should, however, be
borne in mind that tax laws may vary in
future.
Access
to you Investment Account:
If
your circumstances change, you may have a need
for cash before the end of the maturity period
of your savings. Secure Investment Plan gives
you the facility to get immediate access to your
accumulated Investment Account. You can encash
the plan or make a partial withdrawal at any time
whilst continuing to make contributions and keeping
the plan in force.
Investment
with a Safety Net:
As
soon as you start saving with NJI Life’s
Secure Investment Plan you will enjoy a guaranteed
level of life assurance as well. This means that
in the event of an untimely death your dependants
will receive the sum assured (depending on the
coverage you choose) equivalent to the premium
amount or to the extent of nine times the premium
amount of the Investment Account on the date of
death.
Premium
Allocation:
The
Secure Investment Plan is a unit linked plan whereby
the value of the units may increase or decrease.
After deduction of minimal charges a basic premium
is allocated to the account. The unit allocation
remains the same regardless of the Indexation
option and will vary according to the premium
size and policy year as follows:
