At NJLI our mission is to assure financial security, create awareness and achieve excellence in all aspects of the insurance business creating value for all stake-holders. In the year 2005, we made significant progress towards that goal.

Year 2005 is now past and we have entered in year 2006 with the rising sun of bright future of the Company. Let me take this as opportunity to thank all of you for your generous and true professional support, which I witnessed during last quarter of year 2005. We generated 41% of total business during last quarter of year 2005.